If you take taxis frequently—whether through rideshare apps or traditional cab services—you’re missing out if you’re not earning rewards on every fare. The right credit card can turn your everyday rides into travel points, cashback, or statement credits. While not all cards treat taxi fares the same, many top issuers categorize them under transit or travel, unlocking bonus earnings.

Here’s a look at the best types of credit cards for maximizing your taxi spend and how to make the most of them.

1. Travel Credit Cards with Broad Earning Categories

Cards that categorize taxis under “travel” often offer 2x–3x points per dollar. Some of the most popular include:

• Chase Sapphire Preferred: 2x points on travel, including taxis and rideshares. Points can be transferred to airline and hotel partners or redeemed through Chase Travel.
  
• Citi Premier: 3x points on travel, which includes taxis, buses, and trains.
  
• American Express Green Card: 3x points on transit, including taxis and rideshares.
  

These cards are ideal for frequent travelers who want flexible rewards.

2. Transit-Focused and Everyday Cashback Cards

If you’re not looking for travel points, cashback cards that include transit or everyday categories are solid options:

• American Express Blue Cash Preferred: 3% cashback on transit (including taxis, buses, trains, rideshares).
  
• Capital One SavorOne: 3% cashback on dining, entertainment, and eligible streaming and transit services.

Make sure to check your issuer’s terms to confirm how they classify ride services.

3. How to Maximize Your Rewards with Stacking

To push your earnings further, combine your rewards card with other strategies:

• Add your card to Apple Pay or Google Pay to access exclusive digital wallet promotions
  
• Use your rewards card to buy an Uber gift card with cashback or get rewards with a Lyft gift card through Fluz
  
• Pay for your ride using the gift card through your taxi app—while still earning card rewards at the point of gift card purchase
  

Platforms like Fluz make it easy to buy these gift cards with instant delivery, helping you save while still earning rewards from your credit card.

4. Consider Annual Fees and Redemption Options

Not all high-earning cards are free. Some offer superior rewards but come with annual fees. Make sure the value you’re getting from your taxi spend—and other bonus categories—offsets the cost. Redemption options also matter: travel points are best if you’re booking flights or hotels, while cashback is more flexible for everyday savings.

5. Track Category Changes and Offers

Credit card issuers occasionally change bonus categories or offer limited-time promos for rideshare spending. Stay up to date by checking your card’s rewards calendar or logging into your account for personalized offers. Some even offer rideshare-specific statement credits as a card perk.