If you’re taking taxis regularly—whether through an app like Uber or a local cab service—you’re probably spending more than you think. The good news? The way you pay can unlock real savings. From reward-earning credit cards to digital wallets and gift cards with cashback, choosing the right payment method can help offset your travel expenses without changing your routine.

Here’s a look at the smartest ways to pay for taxi rides—and how to get rewarded in the process.

Use a Rewards-Focused Credit Card

Many travel and transit credit cards offer bonus points or cashback on ride-related purchases, including taxis and rideshares. Depending on your provider, you might earn:

• 3x points on travel (e.g., Citi Premier, Chase Sapphire Preferred)
  
• 3x points on transit (e.g., American Express Gold)
  
• Cashback bonuses from cards like Capital One Savor or Discover It
  

These rewards can be redeemed for statement credits, gift cards, or even future travel. Be sure to confirm whether taxis are categorized under travel or transit with your issuer.

Leverage Digital Wallets for Extra Perks

Services like Apple Pay, Google Pay, and Samsung Pay often offer limited-time cashback offers or exclusive deals when used for transit and rideshare. In many cities, taxis accept contactless payments via NFC, making these options both fast and reward-friendly.

Some card issuers even offer additional cashback when their card is used via a digital wallet, so you could be earning more than with a traditional swipe.

Buy a Gift Card with Cashback

Rather than paying with a debit or credit card directly, consider buying a gift card for your preferred taxi app and using that to fund your ride. For instance, you can earn cashback with an Uber gift card or get rewards with a Lyft gift card through Fluz.

With Fluz, you can buy a gift card for the exact ride amount—even while you’re in the taxi or standing curbside—and still pocket the rewards. It’s a simple switch that adds up fast.

Looking for more options? Explore all available ride and transit cards on Fluz.

PayPal, Venmo, and Alternative Apps

Platforms like PayPal and Venmo are now accepted by major taxi apps like Uber, and often run their own promotions or partner deals. If you’re already using these services for personal payments, check the “Offers” or “Deals” section in the app before booking a ride.

Bonus Tip: Combine Your Strategies

The ultimate move is stacking. For example, purchase a gift card via a cashback app, pay with a rewards credit card through a digital wallet, and activate any app-specific promo codes. This layered approach helps you extract the most value from every ride.

Whether you’re heading to work, the airport, or just across town, turning your taxi payments into reward opportunities is easier than you think.